Terms & Conditions

Last updated: March 6, 2026

1. Acceptance of Terms

By accessing or using workcompsdirect.com (the "Site"), submitting any form, or otherwise interacting with our services, you agree to be bound by these Terms & Conditions ("Terms"), our Privacy Policy, and all applicable federal and state laws. If you do not agree to these Terms, do not use this Site.

2. Nature of Service — Not a Law Firm

WorkCompsDirect is a claim matching and referral service that helps injured workers connect with workers' compensation claim specialists, attorneys, and related service providers. We are not a law firm and do not practice law. Nothing on this Site constitutes legal advice. Use of this Site and submission of a claim review request does not create an attorney-client relationship between you and WorkCompsDirect.

Workers' compensation laws, deadlines, and procedures vary significantly by state. You should always consult a licensed attorney or qualified claim specialist in your state for advice specific to your situation.

3. Eligibility

This Site is intended for use by individuals who have been injured or become ill as a result of their employment and who are seeking information about or assistance with filing a workers' compensation claim. By using this Site, you represent that you are at least 18 years of age and that the information you provide is truthful and accurate to the best of your knowledge.

4. No Guarantee of Outcomes

Submitting a claim review request through this Site does not guarantee that you will be matched with a specialist, that your claim will be accepted or approved by any state agency or insurer, or that you will receive any particular amount of compensation. All claims are subject to the laws of the applicable state, the facts of your situation, and the independent evaluation of any specialist or attorney you are connected with.

5. Accuracy of Information You Provide

You agree to provide complete, accurate, and truthful information in all forms and communications through this Site. Providing false or misleading information may result in your request being disqualified and may constitute fraud under applicable laws.

6. Partner Referrals and Third-Party Specialists

WorkCompsDirect may refer you to third-party attorneys, claim specialists, medical providers, or other service providers in our partner network. These third parties are independent contractors and are not employees or agents of WorkCompsDirect. We do not control their services and are not responsible for the quality, accuracy, or outcome of their services. Any agreement you enter into with a referred specialist is solely between you and that specialist.

Partner names displayed on this Site are for directory and network identification purposes. Their presence on this Site does not constitute an endorsement of any specific individual or entity's services.

7. No Attorney-Client Relationship

Your use of this Site and submission of information does not create an attorney-client relationship with WorkCompsDirect or with any attorney or specialist in our network until you have signed a formal retainer agreement directly with that attorney or specialist.

8. Communications and Consent to Contact

By submitting a claim review form on this Site, you expressly consent to being contacted by WorkCompsDirect and our partner network via telephone, email, text message (including automated dialers and pre-recorded messages), and other electronic means regarding your workers' compensation claim and related services. Message and data rates may apply. You may opt out of communications at any time by contacting us at info@workcompsdirect.com.

9. Intellectual Property

All content on this Site, including text, graphics, logos, icons, and software, is the property of WorkCompsDirect or its licensors and is protected by applicable copyright, trademark, and intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

10. Disclaimer of Warranties

This Site and its content are provided "as is" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. WorkCompsDirect does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, WorkCompsDirect and its officers, directors, employees, partners, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, this Site or the services provided through it — even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless WorkCompsDirect and its officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from your use of this Site, your violation of these Terms, or your submission of inaccurate or fraudulent information.

13. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and sharing of your personal information.

14. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which WorkCompsDirect is primarily operated, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved through binding arbitration under the rules of the American Arbitration Association, unless prohibited by applicable law.

15. Changes to These Terms

WorkCompsDirect reserves the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Site with an updated "Last updated" date. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

16. Contact Us

If you have any questions about these Terms & Conditions, please contact us at:
Email: legal@workcompsdirect.com
Website: workcompsdirect.com